What credit score do you need to get a Capital One Venture X card? (2024)

FAQs

What credit score do you need to get a Capital One Venture X card? ›

Your approval odds for the Capital One Venture X Card are best if your credit score is 740 or higher. Keep in mind, that other factors go into your application as well, including your income and relationship with Capital One.

The Capital One Venture X Rewards Credit Card has been making the news over the last few months. Because the Capital One card is a premium credit card, a credit score of 740 or higher is needed for approval. However, there have been reports of people with credit scores as low as 700 being approved.

The Venture X has a minimum credit limit of $10,000. Capital One doesn't advertise a maximum limit.

So what credit score is needed for the Capital One Venture Card? You should only apply when your credit score is at least 700, but preferably 750 or higher. Once you qualify for the Capital One Venture Card, you'll begin earning at least 2x miles on every purchase.

Capital One Venture X Rewards Credit Card

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395. You get a lot in return, though.

The credit limit on your Capital One VentureOne card account depends on a variety of factors, including your credit score and credit history, the amount of debt you already carry and your income. The minimum credit limit is $5,000, although many people qualify for a higher limit.

There is no published minimum, but anecdotal reports are that you may be able to be approved for a secured card with a credit score as low as 300. You will generally need a very good to excellent score, normally 740 or above, to be approved for Capital One's best credit cards.

The minimum credit limit for the Capital One Venture Card is $5,000, since Venture is a Mastercard Elite card and Mastercard Elite cards give at least that much spending power. Some people say they've gotten limits as high as $10,000, but the exact limit you get will depend on things like your credit score and income.

Excellent (800 to 850): Lenders generally view these borrowers as less risky. As a result, individuals in this range may have an easier time being approved for new credit. Very good (740 to 799): Very good credit scores reflect frequent positive credit behaviors. Lenders are likely to approve borrowers in this range.

Many venture capitalists will stick with investing in companies that operate in industries with which they are familiar. Their decisions will be based on deep-dive research. In order to activate this process and really make an impact, you will need between $1 million and $5 million.

What credit card has $5000 limit with bad credit? ›

The best credit card with a $5,000 limit for bad credit is Bank of America® Travel Rewards Secured Credit Card. You can make a deposit from $200 up to $5,000 on the Bank of America Travel Secured Card, making your credit limit equal to that amount. The card also offers 1.5 point per $1 spent and has a $0 annual fee.

Additionally, Capital One uses VantageScore to power its CreditWise tool.

You'll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card. Generally, cards that require higher credit scores tend to come with better features than those that require scores on the lower end of the scale.

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

Chase cards tend to have generous opening bonuses, cash back, points and more. Capital One tends to have fewer options within each banking category. While it does have the basics — such as checking and savings accounts — it doesn't offer mortgages, personal loans or investment services.

Having too much debt might hurt your chances of being approved for new credit, especially if your debt-to-income ratio or credit utilization ratio is high. Your debt-to-income ratio measures your debt as it relates to your income, and it may indicate whether you can handle more debt.

To give yourself the best chance of being approved, you'll want a credit score of at least 670. However, having a pristine credit score doesn't guarantee your approval.