12 Safe Investment Options With High Returns in India 2024 | ABSLI (2024)

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12 Safe Investment Options With High Returns in India 2024 | ABSLI? ›

1. Fixed Deposit (FD) Offering a much higher interest rate than a regular savings account, fixed deposits with banks are still considered one of the safest investments.

1. Fixed Deposit (FD) Offering a much higher interest rate than a regular savings account, fixed deposits with banks are still considered one of the safest investments.

Invest in stocks, fractional shares, and crypto all in one place. Another popular bond fund is the iShares Core U.S. Aggregate Bond ETF (AGG), with a 12-month yield of 3.1%. This ETF has $101.5 billion in net assets and tracks an index composed of the total U.S. investment-grade bond market.

What are the safest types of investments? U.S. Treasury securities, money market mutual funds and high-yield savings accounts are considered by most experts to be the safest types of investments available.

Treasury Bills. The Government of India issues Treasury Bills to raise funds for up to 365 days. It is considered an investment with the best returns. Since the government gives these, they are considered very safe.

Investment for 15 years

Utilising the SIP calculator, an investment of Rs 15,000 monthly over a duration of 15 years results in a total capital outlay of Rs 27,00,000. Assuming an annual return of 15%, the projected long-term capital gains are estimated to be Rs 74,52,946.

However, CDs, money market funds, government bonds, bond mutual funds and ETFs, and deferred fixed annuities, are all fixed-income investments that are considered less risky than stocks. In early 2024, U.S. Treasuries and some CDs offered yields in the 5% range.

How to get 10% return on investment? ›

Warren Buffett once said, “The first rule of an investment is don't lose [money]. And the second rule of an investment is don't forget the first rule. And that's all the rules there are.”

Public Provident Fund (PPF)

A government-backed savings scheme is the safest investment in India offering guaranteed returns and tax benefits. Long lock-in period and is ideal for safe, long-term wealth creation.