Are you looking for ways to make your money work harder for you? Investing in assets that offer a consistent 12% return can be a smart strategy to grow your wealth over time. Here are five easy-to-understand investment options that have the potential to generate a steady 12% returns on investment:
Stock Market (Dividend Stocks)
Dividend stocks are shares of companies that regularly pay a portion of their profits to shareholders. By investing in stable companies with a history of steady dividends, you can earn both from stock price appreciation and the dividends they distribute. Although the #StockMarket can have some ups and downs, a well-diversified portfolio of dividend stocks can help you achieve a 12% returns on investment over the long term.
Real Estate Investment Trusts (REITs)
REITs are companies that own or finance income-generating real estate. By investing in #REITs, you can become a partial owner of properties like office buildings, apartments, or shopping centers. REITs typically pay out a significant portion of their earnings as dividends, making them an attractive option for investors seeking steady returns.
P2P Investing Platforms
Peer-to-peer (P2P) investing platforms connect individual borrowers with investors. By lending money to individuals or small businesses through these platforms, you can earn interest on your loans, often at rates higher than traditional savings accounts. #P2P lending can provide a diversified investment portfolio and a chance to achieve a 12% return or even higher.
One place for you to get started with P2P investing is Fello. Fello is your ultimate savings app which makes savings a rewarding experience for you. One avenue for your savings on Fello is through Fello Flo which is a P2P fund providing hefty returns of upto 12% p.a.
High-Yield Bonds
Bonds are #loans made to corporations or governments, and high-yield bonds, also known as junk bonds, offer higher interest rates due to their higher risk. While high-yield bonds carry some additional risk, they can provide a path to achieve a 12% return for #investors willing to accept a higher level of risk.
Rental Property Investment
Owning rental properties can be a lucrative investment, especially in growing real estate markets. By renting out a property, you can earn rental income and benefit from potential property value appreciation. With careful property selection and management, rental properties have the potential to yield a consistent 12% return or more.
Way Forward
Remember, while these assets have the potential to offer a 12% return, all investments carry some level of risk. It’s essential to conduct thorough research, diversify your investments, and align your choices with your risk tolerance and long-term financial goals. Consider consulting with a financial advisor to create a personalized investment plan tailored to your needs and circ*mstances.
Saving is important, and investing your #savings is a great way to grow your money and protect it from inflation.Fellois a simple and easy way to save and invest your money, and it makes the process fun and rewarding. Fello is a great avenue to develop a saving habit. The rewards make saving fun, and the investment opportunities make saving even more rewarding.
Fello is also a great way to protect your money from inflation. By investing your money in Fello, you can grow your money and keep it safe from the effects of inflation. With prudent investment decisions and patience, you can work towards achieving your financial dreams with these rewarding assets.
FAQs
And based on the history of the market, 12% is not some magic, unrealistic number. It's actually a pretty reasonable bet for your long-term investments.
Is 12% return on investment possible? ›
And based on the history of the market, 12% is not some magic, unrealistic number. It's actually a pretty reasonable bet for your long-term investments.
Can I get 12% returns? ›
While quite a few personal finance pundits have suggested that a stock investor can expect a 12% annual return, when you incorporate the impact of volatility and inflation, 7% is a more accurate historical estimate for an aggressive investor (someone primarily invested in stocks), and 5% would be more appropriate for ...
Where can I get 12% interest? ›
Where can I find a 12% interest savings account?
| Bank name | Account name | APY |
|---|
| Khan Bank | 365-day, 18-month and 24-month Ordinary Term Savings Account | 12.3% to 12.8% |
| Khan Bank | 12-month, 18-month and 24-month Online Term Deposit Account | 12.4% to 12.9% |
| Yield | N/A | Up to 12% |
| Crypto.com | Crypto.com Earn | Up to 14.5% |
6 more rowsJun 1, 2023
Consider investing Rs 15,000 per month for 15 years and earning 15% returns. After 15 years, the total wealth will be Rs 1,00,27,601 (Rs. 1 crore). According to the compounding principle, if we implement these very same returns and contributions for another 15 years, the amount we accumulate grows enormously.
Is 12% a good ROI? ›
While the term good is subjective, many professionals consider a good ROI to be 10.5% or greater for investments in stocks. This number is the standard because it's the average return of the S&P 500 , an index that serves as a benchmark of the overall performance of the U.S. stock market.
What is the safest investment with the highest return? ›
Overview: Best low-risk investments in 2024
- High-yield savings accounts. ...
- Money market funds. ...
- Short-term certificates of deposit. ...
- Series I savings bonds. ...
- Treasury bills, notes, bonds and TIPS. ...
- Corporate bonds. ...
- Dividend-paying stocks. ...
- Preferred stocks.
The U.S. stock market is considered to offer the highest investment returns over time. Higher returns, however, come with higher risk. Stock prices typically are more volatile than bond prices.
Is 7% annual return realistic? ›
In short, the average stock market return since the S&P 500's inception in 1926 through 2018 is approximately 10-11%. When adjusted for inflation, it's closer to about 7%. [Since we're talking citations in this post: Investopedia.]
Which bank gives 12% interest? ›
Current Interest Rate on Personal Loans
| Bank | Interest Rate (p.a.) | Processing Fee |
|---|
| Karnataka Bank | Between 12% and 17% | At the discretion of the bank |
| Bank of Baroda | 10.90% p.a. - 18.25% p.a. | Up to 2% |
| Federal Bank | 11.49% p.a. - 14.49% p.a. | At the discretion of the bank |
| IIFL | 12.75% p.a. - 44% p.a. | 2% - 6% |
26 more rowsWhere can I get 10 percent return on investment?
- Invest in stocks for the short term. ...
- Real estate. ...
- Investing in fine art. ...
- Starting your own business. ...
- Investing in wine. ...
- Peer-to-peer lending. ...
- Invest in REITs. ...
- Invest in gold, silver, and other precious metals.
If you're looking for a safe way to earn interest on your savings, a certificate of deposit, or CD, is worth considering. CDs tend to offer higher interest rates than savings accounts. And today's best CD rates are far higher than the national averages.
What is the 15x15x15 rule? ›
The mutual fund 15x15x15 rule simply put means invest INR 15000 every month for 15 years in a stock that can offer an interest rate of 15% on an annual basis, then your investment will amount to INR 1,00,26,601/- after 15 years.
What happens if I invest $10,000 a month in SIP for 15 years? ›
So, assuming an investor invests ₹10,000 per month for 15 years, maintaining 10 per cent annual step up, mutual funds SIP calculator suggests that one's SIP of ₹10,000 would yield ₹1,03,11,841 or ₹1.03 crore.
Is 15% return realistic? ›
It is not worth your time to do any investment if it cannot bring you 12 to 15 percent per year. Investing properly is not a gamble. We should not lose money in the stock market on a long term basis. In fact, a near guaranteed return of 15% or higher is a realistic expectation.
Can you make 10% return on investment? ›
With the right knowledge and strategies or the guidance of a skilled financial advisor, anyone can make strides to unlock their wealth potential and aim for a 10% return on investment. Various investment options might yield a 10%+ return.
Is 11% return on investment good? ›
Most investors would view an average annual rate of return of 10% or more as a good ROI for long-term investments in the stock market. However, keep in mind that this is an average.
Can ROI exceed 100%? ›
One of the major differences between profit margin and ROI is that profit margin can never exceed 100%, while ROI can. There are pluses and minuses to each way of calculating profit, but one is not inherently better than the other.
